My January 2, 2002 fax to Mr. Quinn, Fair, Isaac:

"Fair, Isaac is not going to score MY reports again. All bureaus are advised not to use your fraudulent software on MY reports. I'm looking forward to see how THAT plays out in court."

via fax to 415-492-9381

Thomas J. Quinn
Director, Client Support
Fair, Isaac

January 2, 2002

Dear Mr. Quinn:

This fax is in response to your letter dated December 28, 2001.

I'm obviously VERY unhappy with the many lines of "nothing" in your three page letter - what do you have against trees?

You end your letter with:

"You may not necessarily agree with this, and that is certainly your prerogative, but I need to inform you that we well not engage in any further communications with you regarding issues/questions you have related to the merits of credit scoring, our web-site content, our customer care processes and procedures, credit bureau reporting practices, or lender loan review policies."

Are you going to give THAT response to legislators, attorneys and judges?

And, you'll certainly get my detailed followup questions. You don't have to answer to ME, of course not, I'm just an ordinary person with no rights all. Why would you answer to me anyway?
Did you ask me for permission to score my credit report?

Did I ask Fair, Isaac to score my credit reports?

You don't have answers for me?

Fair, Isaac is not going to score MY reports again. All bureaus are advised not to use your fraudulent software on MY reports. I'm looking forward to see how THAT plays out in court.

You don't like me and my questions?

My prediction for 2002: you will like me a lot less by the end of this year.

Sincerely,

Christine Baker
fax: 206-202-4653

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