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Where to file complaints
Updated October 10, 2002
Unfortunately, only one complaint filed, with the
DOC, and I have no idea what happened.
When Wells Fargo assigned Michelle to work on the
modification, Lynette did not want to jeopardize the
modification by continuing to file complaints.
It's probably too late now, over a year has gone
by. Hopefully the complaint info will be useful to others
in similar situations.
Buckley is a LAW firm acting on behalf
of Wells Fargo.
Of course I already know that the State Bar works
in the interest of the LAWYERS, but it can't hurt to
file a complaint.
The California State Bar:
http://www.calbar.org/2con/2concomp.htm:
"Updated May 12, 2000
The State Bar of California attorney complaint form is under development and
not currently available"
Hmm, wonder how long it's going to take to develop
that form. Another 20 months?
The State Bar of California
Main Office
180 Howard Street
San
Francisco, CA 94105
415-538-2000
At least there's a phone number. Can you tell
they don't want complaints?
The California Attorney
General:
"We do ask that formal complaints be in writing to help us review the matter. You
can send your correspondence by regular mail, fax or e-mail using the on-line complaint form.
To contact the Public
Inquiry Unit, call (916) 322-3360; or within California, (800) 952-5225."
http://caag.state.ca.us/consumers/complaints/stbar.htm:
"Complaints Against Attorneys
Complaints against California Licensed Attorneys are
exclusively handled by the State Bar of California. If you believe the attorney
in your case is guilty of misconduct, contact:
State Bar of California
555
Franklin Street
San Francisco, CA 94105
1-800-843-9053"
WHY?
I think the withholding of payments
in order to FORECLOSE on homeowners deserves a CRIMINAL
investigation.
We'll see what they have to say once
they receive the complaint.
Can't think of any other organizations
to complain about a law firm right now, the LEGAL actions
are a separate matter.
On to Wells Fargo
California Department
of Corporations (DOC):
Wells Fargo Home Mortgage, Inc.,
the holder of the mortgage, is licensed by the DOC.
If you want to see page after page of
listings for various Wells Fargo offices and entities,
look them up at
http://www.corp.ca.gov/fsd/lic/index.pl
The California Financial Code at http://www.leginfo.ca.gov/:
" 50503. (a) It is a violation for any person subject
to this law or any director, partner, shareholder controlling an ownership
interest of 10 percent or more, trustee, officer, agent, or employee of
any such person to do any of the following:
(1) Knowingly or recklessly
disburse or cause the disbursal of trust funds, except as permitted by
Section 50202, or knowingly or recklessly to direct, participate in, or aid
or abet in a material way, any activity that constitutes theft or fraud in
connection with any trust fund transaction.
(2) Knowingly or recklessly make or cause to be made
any misstatement or omission of a material fact, pertaining to a loan
or loan servicing.
(b) Any director, officer, partner,
shareholder controlling an ownership interest of 10 percent or more, trustee,
or employee of a residential mortgage loan servicer who abstracts or
misappropriates money, funds, trust obligations, or property deposited with
a licensee, commits a violation of this section. If a violation results
in a criminal conviction, the court shall, in addition to any other
punishment imposed, order the person to make full restitution.
Nothing in
this section shall be deemed or construed to repeal, amend, or impair any
existing provision of law prescribing a punishment for such an offense."
The FDIC:
A search for Wells Fargo, California,
yielded 4 results.
The California FDIC office:
San Francisco
25 Ecker Street
Suite 2300
San
Francisco, CA 94105
415-546-0160
Because the "lost" payments were made at
Wells Fargo branches, the FDIC needs to investigate
the "accounting" practices.
We need to find out what's going on at Wells Fargo.
Maybe some of the employees are taking the cash from
the cash payments
HUD:
Lynette already asked for help from
HUD and was told they don't get involved in bankruptcies.
So, let's DOCUMENT what kind of accounting standards
a HUD approved FHA loan servicer like Wells Fargo has
to comply with.
Does HUD care if their FHA loan servicers
cheat the borrowers out of their homes, refusing to
credit payments?
They DO care when lenders violate their
underwriting and quality control guidelines. From
the HUD
Jan. 14, 2002 news release:
"WASHINGTON - U.S. Department Housing and Urban Development officials took
steps to protect homebuyers today by permanently withdrawing a Florida mortgage
company's authority to make or acquire Federal Housing Administration insured
loans and by withdrawing such authority from a California mortgage company for
three years.
"We took these enforcement actions to protect the FHA insurance fund and FHA
borrowers," said HUD Federal Housing Commissioner John Weicher. "Lenders who
think about breaking the rules should take notice that HUD will aggressively
enforce its rules and the consequences can be severe."
...
Legislators:
Should we find that the agencies
that are SUPPOSED to regulate banks and law firms don't
want to investigate, we can resort to contacting
Lynette's elected officials on the state and federal
level as well as legislators on banking and finance
committees.
Media:
Unless this gets resolved REAL fast,
we should send out some press releases. I definitely
could use some help with that!
October 10, 2002: A press
release is up high on my list of things to do. I found
out that it only costs a few hundred dollars to send
a press release to thousands of journalists.
Wells Fargo execs, the
CEO, VPs, CFO, managers, etc.:
They should of course all get the press
release. They may not care, but they won't be able to
claim they didn't know.
Any other suggestions? Please
post at the CreditCourt
Forum
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